Traditionally, this was not permitted for loans that lenders would then sell to Fannie Mae and Freddie Mac. However, in response to the COVID-19 pandemic, and recognizing that house-bound borrowers were still being required to wet-sign loan packages, the GSE’s liberalized their rules and will now allow for borrowers to deliver their Power of Attorney to the closing agent, who may then sign the loan documents. There are strict rules in place regarding disclosure. Please see The Fund underwriting bulletin for more details issued by Fannie Mae.