Realtors generally request signed HUD-1 closing statements for their files. Associations sometimes request them as well. Sharing the borrower’s CD with third parties, however, should be limited to those situations where you have both lender and borrower permission.
Unlike the HUD-1, the CD is created by the lender and the lender has ownership rights to it. For that reason, their approval is needed. In addition, since the CD contains far more Non-public Personal Information (NPI), caution should be exercised and borrower approval obtained before sharing it with others.
A better solution is to provide the seller’s CD which you will prepare. In the rare event the borrower has paid for all or part of the real estate brokerage services, get permission and provide the borrower CD; or provide your own combined settlement statement which only reflects settlement charges.