Lenders are trying to gather information in order to deliver a Loan Estimate within three days after receipt of a loan application; many do not yet know how to gather the information they need so they are sticking with what they know and who they know - you and the good ole HUD-1 settlement statement! You should resist providing your information on that form because it will give the lender incorrect information about the title insurance premiums and you might get blamed.
Under appropriate circumstances (e.g. you have the contract and will be providing the settlement services), you should strive to provide your standard fees and title insurance premium information on a pro forma Closing Disclosure. This should not be difficult if you are in receipt of the contract and have opened and populated a DoubleTime® file with basic information. (You need not go to any great effort to capture third-party information, but you should make lenders aware of any requirements you might anticipate.)
Lenders will need title insurance premium breakdowns using the new TRID formula; your settlement fee (don’t forget to include the miscellaneous charges that you may have itemized in the past); and your title search charges (including municipal lien search, if you need one). Include an entry for “Title - Survey” if required for a Form 9 endorsement even if you do not know who will do the work or how much they will charge; lenders will have to come up with that estimate on their own. If your contract includes an association disclosure, let the lender know the amount stated on the disclosure for regular assessments.
If you have not begun to create a file, you may decide to provide a rudimentary “fee sheet.” The goal is to provide enough information about your fees with the least amount of effort since you may not get the deal. Knowing the sales price and loan amount will allow you to provide the “TRID rates” for the policies and endorsements. If you will need a survey for a Form 9 endorsement, let the lender know that it will need to get an estimate since the survey will be required. Any more information than that will depend upon your knowledge of the transaction and your comfort level. Be prepared to be held to any estimates you provide so proceed with caution.