Assembly Schedule
REGISTER NOWThursday, May 14
| 10:00 AM – 6:00 PM | Registration & Check-in Desk Open |
| 11:00 AM – 7:30 PM | Networking & Expo Booths Open |
1:15 PM - 2:15 PMComing Up for Air: Deep Dive into Title Insurance Litigation





2:15 PM - 2:45 PMFlorida’s Recording Act and Competing Priorities (Deeds and Liens)
Provides an overview and explanation of Florida’s Recording Act, including the effects on lien priority.
- Explanation of three (3) different types of recording acts used in different states: (1) pure race; (2) pure notice; and (3) race-notice hybrid;
- Basic Florida lien priority set forth in §§695.01 & 695.11, F.S.;
- Real world examples provided

2:45 PM - 3:15 PMEthical Scenarios in Technology
Modern technologies offer today’s real estate practitioners opportunities never imagined by prior generations of lawyers and title agents – but also present ethical quandaries never before contemplated. This session delves into ethical scenarios now regularly encountered by today’s practitioners and considers the rules governing the appropriate course of conduct.
- Understand the technologies available that might present ethical issues
- Consider various ethical scenarios facing Florida attorneys and title agents when using modern technologies
- Learn what ethical rules govern the use of today’s technologies

3:45 PM - 4:40 PMThe Economics Behind the Real Estate Market
The real estate market will never stop evolving. Buyers and sellers have changed what they want in a home, how they use their home, how they search for a new home, and the relationship to the agent. Buyers are facing affordability challenges coupled with having struggled to find the perfect home. Alas, some have found creative ways to enter the market. Demographics have shifted. Who is today’s housing consumer?
- Learn current housing market economics
- Learn about today’s home buyers and sellers
- Learn how demographics impact housing

4:40 PM - 5:30 PMQuiz on Recent Real Property Cases
A review of 2025 Florida real estate cases presented in a True/False quiz format. The presentation will highlight cases of interest and will include a brief discussion of the court ruling and the impact of the case in a Florida real estate law practice. The materials will include copies of the cases reviewed.
- Receive case summaries, including citations, that provide current information on topics related to the practice of real property law in convenient course materials.
- Interesting true/false quiz format with answers that explain the reasoning behind the court decision.
- Highlights of key cases from the past year, including updates, that all real property attorneys need to know.


| 5:30 PM – 7:30 PM | Reception |
Friday, May 15
| 8:00 AM – 6:00 PM | Registration & Check-in Desk Open |
| 8:00 AM – 4:20 PM | Networking & Expo Booths Open |
| 8:00 AM – 9:00 AM | Breakfast |
9:00 AM - 10:00 AMAs the Claims Turn: 2025 & The Demystifying of the Claims Process
A brief review of the new ORT Claims Department and the status of claims for calendar year 2025 focusing on volume, losses and trends, to be followed by a general overview of the claims process with the goal of educating attendees on the relevant policy provisions that are applied at the various stages of the claims process and the standards that are applied in their application.
- Informs attendees as to volume and nature of claims seen in 2025 and the associated losses.
- Provides insight as to the application of the policy as it relates to claims administration.
- Provides standards to attendees to better serve their clients as it relates to the claims process.



10:00 AM - 10:50 AMTitle Teasers 2026
This interactive session features questions about unusual title problems, and answers provided by a panel of experts and supported by Title Notes, Florida case law and statutes. Moderated by Old Republic Underwriting Counsel.
- Licensed title insurance agents and others frequently encounter factual circumstances requiring a determination of insurability requirements.
- Highlight various areas found in Florida’s statutory law, Florida case law and Title Notes.
- Enhance an agent’s ability to perform title examinations and issue title insurance.



11:15 AM - 12:15 PMA Deal Disrupted: Scams, Loss, and Recovery
Real estate scams extend beyond misdirected funds and continue to evolve across the real estate closing process. This panel examines what happens when a scam succeeds, how losses are discovered, and the critical actions that follow. Industry leaders and experts will share practical insight on response strategies, recovery and recoupment efforts, and lessons learned from real-world incidents.
- Hear how real estate scams unfold and where transactions are most vulnerable.
- Learn why the first steps after a loss is discovered can determine recovery outcomes.
- Understand how experienced professionals approach recovery, recoupment, and risk mitigation.



12:15 PM - 1:05 PMOne Contract, Two Perspectives: A Practical Look at Avoiding FR/BAR Traps and Navigating Disputes & Interpleader
A panel discussion on the Florida Realtors – Florida Attorneys Residential Contract, including recent changes, pitfalls, and disputes. The panelists include a Florida Real Estate Broker and a Florida Real Estate Attorney.
- There will be a discussion of recent changes to the FR/BAR contract form.
- To learn about pitfalls in the contract that can be avoided.
- To learn the mechanics of addressing disputes among parties to the contract.



| 1:05 PM – 2:25 PM | Lunch |
2:25 PM - 3:25 PMTitle Talk: Legislative and Regulatory Update
Explore recent legislative and regulatory changes that impact your title business. Shannon Widman facilitates discussion with Deputy General Counsel Ted Conner and Regulatory Counsel Jim Russick, as they share their perspectives on relevant bills that passed this session and what that could mean to you.
Learn:
- Which bills you should know about before they take effect.
- What this year’s priorities are for state regulators.
- How to prepare for the impact on your business and your customers.
Attend this session to stay informed and ahead of the curve (and your competitors) on the latest legislative and regulatory matters.



3:25 PM - 4:15 PMEasements Made Easy
Learn everything you need to know about easements and more:
- Understand the many different types of easements, how they are created, and how they can be terminated or extinguished.
- Learn to identify specific—and sometimes tricky—easement issues, and how to properly except an easement from coverage.
- Explore the downstream costs of missed easements and gain insight into how difficult and complex easement litigation and valuation can be.

4:30 PM - 5:30 PMTrusts: Simplifying the Approach to Closing
Call it death law for the dirt lawyer, this program is geared toward closing attorneys and licensed title agents looking for the most straightforward path to closing and insuring title in transactions involving a sale, mortgage, or purchase by the trustee of a trust. This program will touch on differentiating a Ch. 736 trust from a land trust or a qualified plan; explain how requirements differ for a revocable trust versus an irrevocable trust in homestead transactions; and discuss the proper use of a certification of trust with a major emphasis on relying on the language of the vesting deed if it includes homestead waiver by deed language or trust powers or both. Attendees will be provided with a quick-reference practice tool for their future transactions.
- Program will demystify trusts in the closing process.
- Homestead concerns will be highlighted.
- Attendees will receive a practice tool.

| 7:00 PM – 10:30 PM | Reception |
Saturday, May 16
| 8:00 AM – 11:00 AM | Registration & Check-in Desk Open |
| 8:00 AM – 9:00 AM | Breakfast |
9:00 AM - 10:00 AMMortgage Modifications-Ratings and Other Considerations
This presentation will cover the issuance of a loan title policy when mortgage terms are modified and how to apply the title insurance premium rates. Participants will learn how to identify key changes to loan terms that affect the rating process.
- Learn how terms of a mortgage can be modified.
- Review the rules and regulations governing title insurance premium rating.
- Learn to identify key changes to loan terms that affect title insurance rates.
- Learn basic premium rating techniques for mortgage modifications.

10:00 AM - 11:00 AMEngaging with Endorsements
Discussion of common endorsements, including the ALTA 9, Construction Loan Update, Future Advance, and Form E.
- Learn which endorsements to use to tailor the policy to fit the specific transaction needs of the insured.
- Obtain insight into the use of the ALTA 9 even when challenges arise.
- Gain better understanding of construction loan updates and future advances as they relate to endorsements.
