ASSEMBLY 2026

Expand schedule
Thursday, May 14
Afternoon
1:00 - 1:15
Welcome Remarks
1:15 - 2:15
Coming Up for Air: Deep Dive into Title Insurance Litigation

Florida DFS

2:15 - 2:45
Florida’s Recording Act and Competing Priorities (Deeds and Liens)

Florida DFS

2:45 - 3:15
Ethical Scenarios in Technology

Florida DFS

3:15 - 3:45
Break
3:45 - 4:40
The Economics Behind the Real Estate Market
4:40 - 5:30
Quiz on Recent Real Property Cases
Expand schedule
Friday, May 15
Morning
9:00 - 10:00
As the Claims Turn: 2025 & The Demystifying of the Claims Process

Florida DFS

10:00 - 10:50
Title Teasers 2026
10:50 - 11:15
Break
11:15 - 12:15
A Deal Disrupted: Scams, Loss, and Recovery

Florida DFS

12:15 - 1:05
One Contract, Two Perspectives: A Practical Look at Avoiding FR/BAR Traps and Navigating Disputes & Interpleader

Florida DFS

Afternoon
2:25 - 3:25
Title Talk: Legislative and Regulatory Update
3:25 - 4:15
Easements Made Easy
4:15 - 4:30
Break
4:30 - 5:30
Trusts: Simplifying the Approach to Closing

Florida DFS

Expand schedule
Saturday, May 16
Morning
9:00 - 10:00
Mortgage Modifications - Ratings and Other Considerations

Florida DFS

10:00 - 11:00
Engaging with Endorsements

Florida DFS

Welcome

Thank you for joining the brightest and best at Assembly.

Welcome and enjoy the premier education and 
networking event for Florida Old Republic Title agents!

Where Stars Align!

Download the Digital Conference Manual

Welcome Remarks

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Coming Up for Air: Deep Dive into Title Insurance Litigation

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Presentation

Description

The world of title insurance litigation is varied and diverse.  To give a sample of the types of issues faced, a panel of litigation experts has been assembled to engage in a discussion of some of the more unusual issues faced by the industry and how they were addressed.  Moderated by members of the Old Republic Claims Department, topics to be discussed include unsettled issues in foreclosure law, the complexities associated with enhanced life estates and the role of the Pure Bill of Discovery in response to wire diversions. 

  • Provides litigation options that one previously may not have been aware of.
  • Provides insight and perspectives that could be incorporated into the closing process.
  • Provides insight into unusual issues faced by the title insurance industry. 
     

Presenter(s)

 Marcelana Anthony 

  FVP, Senior Claims Counsel and Regional Claims Manager, Old Republic Title

  View Biography 

Marcie joined Old Republic in May 2014 as Assistant Vice President and Claims Counsel. In October 2017, Marcie became Vice President and Southeast Region Claims Counsel and Manager.  In addition to these duties, in July 2021, Marcie became Manager for the Tampa Corporate Legal Office. In June 2025, Marcie was promoted to First Vice President, Senior Claims Counsel and Regional Claims Manager and now serves as the manager of the newly merged claims team.

Prior to her time with Old Republic, Marcie worked as Claims Counsel for another national underwriter from 2011 to 2014.  Before her work with national underwriters, Marcie worked in private practice.

Marcie is a member of the Real Property Probate & Trust Law section of The Florida Bar and the Florida Land Title Association.  Marcie serves on the Florida Land Title Association’s Claims Education Committee and as Master of Ceremonies for the FLTA’s Claims Roundtable. Since 2010, Marcie has been a member of the Pinellas County Chapter of the Florida Association for Women Lawyers, serving as its President in 2015 and 2016.  Marcie is a 2013 recipient of the Florida Association for Women Lawyers’ “Leaders in the Law” award.

Marcie earned her Juris Doctor from Stetson University College of Law and her Bachelor’s Degree from Allegheny College, magna cum laude.    

 Stuart I. Grossman, Esq. 

  Founding Partner, Levine Kellogg Lehman Schneider + Grossman LLP

  View Biography 

Stuart I. Grossman is a founding partner of Levine Kellogg Lehman Schneider + Grossman LLP. Mr. Grossman is Chairman of the firm's real estate practice group and has been since the firm's inception. For more than 25 years, Mr. Grossman has focused his practice on real estate and real estate litigation, representing buyers, sellers, lenders, developers, and institutions in all aspects of commercial and residential real estate transactions, from initial acquisition through development. Mr. Grossman has represented some of the country's largest title insurers as an outside claim counsel on complex mortgage fraud cases, as well as helping to resolve various title claims in federal and state court actions throughout the state of Florida. Mr. Grossman has also represented several high-profile clients in eight-figure acquisitions, including a large Palm Beach County developer in well over 50 real estate transactions totaling more than $250 million. Mr. Grossman obtained his B.A. degree from Muhlenberg College and his J.D. degree from the University of Miami.

Mr. Grossman has been listed in The Best Lawyers in America, Super Lawyers, and in the South Florida Legal Guide's "Top Lawyers." Mr. Grossman was recently named "Lawyer of the Year" in the 2026 Edition of the Best Lawyers in the areas of Litigation/Real Estate.

 George Perez 

  VP, Senior Claims Counsel, Old Republic Title

  View Biography 

George Perez currently serves as Senior Claims Counsel for Old Republic’s Southeast Claims Group of the Corporate Legal Department.  He graduated from the University of Central Florida and Brooklyn Law School and has almost 20 years of in-house claims experience.  Prior to his in-house career, the, Mr. Perez was in private practice where he was involved in transactional real estate for both residential and commercial properties; , as well as representing institutional lenders.  He was also a real estate and title insurance litigator representing several title insurance underwriters.  During his years of private practice, Mr. Perez was also involved in estate planning/probate and trust administration as well as business law.  He has taught in Valencia College’s ABA. accredited paralegal studies program in addition to being a regular speaker at various company conferences and seminars.  He is a member of The Florida Bar.

 Jacqueline Perez, Esq. 

  Partner, KHL Law

  View Biography 

Jacqueline Perez is a partner with KHL Law in its Tampa office. She obtained her B.S. degree from a college in Savannah that is now part of Georgia Southern University, and her J.D. degree from Stetson University College of Law.

Ms. Perez has been in private practice with a focus on real property litigation for over 17 years.  She is a true "dirt lawyer," and her favorite cases involve MRTA, boundary disputes, and forgery.  She regularly presents at the Florida Land Title Association's Round Table.

 Mario Ruiz 

  Attorney, Lerman, Whitebook & Ruiz, P.A.

  View Biography 

Mario Ruiz is a Board-Certified Business Litigation lawyer with more than three decades of trial and appellate experience.  His trial practice includes a variety of business disputes, title claims, real property litigation, banking, construction and other civil matters.

Mario earned his law degree cum laude from the University of Miami School of Law, where he was an editor of the Inter-American Law Review.  He earned his bachelor’s degree from Florida International University.  After law school, he clerked for the Honorable David M. Gersten at Florida’s Third District Court of Appeal.

Florida’s Recording Act and Competing Priorities (Deeds and Liens)

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Handout Presentation

Description

Provides an overview and explanation of Florida’s Recording Act, including the effects on lien priority.

  • Explanation of three (3) different types of recording acts used in different states: (1) pure race; (2) pure notice; and (3) race-notice hybrid;
  • Basic Florida lien priority set forth in §§695.01 & 695.11, F.S.;
  • Real world examples provided

Presenter(s)

 Patricia “Trish” Ladan 

  AVP, Florida State Counsel, Old Republic Title

 View Biography 

Patricia “Trish” Ladan, currently serves as Asst. Vice President, Florida State Counsel for Old Republic National Title Insurance Company.  She is responsible for providing underwriting support and counsel to agents, customers and Company personnel, related to the issuance of title insurance commitments and policies across Florida. As an attorney with more than 20 years of experience in real estate law and title insurance underwriting, Trish is well versed in transactional and litigation matters, having represented lenders, developers, community associations, title insurers and insureds. 

Trish formerly served as Texas State Counsel for another title insurer, prior to rejoining Old Republic Title. Before working for Old Republic in 2017, she was Senior Underwriting Counsel, Florida Associate State Counsel for another national title insurer, located in Winter Park, Florida.

She has also served as Managing Attorney for a real estate law firm in Winter Springs, Florida, with responsibility for its Florida Mortgage Foreclosure Department. Early in her career, Trish worked for the Texas General Law Office, in Austin, Texas and several real estate law firms. 

Trish is a member of the Real Property Probate & Trust Law section of The Florida Bar, the Real Estate, Probate and Trust Law section of the Texas Bar, the Florida Land Title Association (“FLTA”) and the Texas Land Title Association (“TLTA”). She currently chairs the Governmental Affairs Committee and serves on the Forms Committee for FLTA and the Legislative Committee for TLTA.

Trish earned her Juris Doctor from Quinnipiac University School of Law and her Bachelor of Arts Degree in government from The University of Texas at Austin. She is a member of the Florida and Texas Bars.

Ethical Scenarios in Technology

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Presentation

Description

Modern technologies offer today’s real estate practitioners opportunities never imagined by prior generations of lawyers and title agents – but also present ethical quandaries never before contemplated. This session delves into ethical scenarios now regularly encountered by today’s practitioners and considers the rules governing the appropriate course of conduct.

  • Understand the technologies available that might present ethical issues
  • Consider various ethical scenarios facing Florida attorneys and title agents when using modern technologies
  • Learn what ethical rules govern the use of today’s technologies

Presenter(s)

 Linda Monaco 

  Senior Legal Education Attorney, Old Republic Title

 View Biography 

Linda Monaco received her B.S. in Industrial Distribution from Texas A&M University and her J.D., magna cum laude, from Quinnipiac University.  She is admitted to practice law in Florida and the United States District Court for Connecticut and is retired from the Connecticut Bar.  Ms. Monaco is a Florida Board-Certified Real Estate Lawyer and a Florida licensed real estate instructor. Ms. Monaco has written and presented numerous seminars and webinars. Ms. Monaco has presented several times at Fund Assembly and Fund Affiliate Assembly on topics such as Best Practices, FIRPTA, Ethics, Sovereignty Lands, Liens, Property Assessed Clean Energy Funding (PACE), and Probate and Trust. She has served as master of ceremonies at the Fund Affiliate Assembly multiple times. She also presented Basics of FIRPTA to the National Association of Realtors ® as well as a short program on Property Assessed Clean Energy Loans (PACE Loans) to FLTA and RPPTL.

Assembly Live Online 
Resumes at 3:45 PM

Missed a session? Don’t worry. 
Sessions will be recorded and available to watch on-demand in June. 
You'll be notified via email when they are ready to watch. 

Florida DFS - No credit may be earned for recorded sessions per DFS rules.

The Economics Behind the Real Estate Market

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Presentation

Description

The real estate market will never stop evolving. Buyers and sellers have changed what they want in a home, how they use their home, how they search for a new home, and the relationship to the agent. Buyers are facing affordability challenges coupled with having struggled to find the perfect home. Alas, some have found creative ways to enter the market. Demographics have shifted. Who is today’s housing consumer? 

  • Learn current housing market economics
  • Learn about today’s home buyers and sellers
  • Learn how demographics impact housing

Presenter(s)

 Dr. Jessica Lautz 

  Deputy Chief Economist and VP of Research, National Association of REALTORS®

 View Biography 

Dr. Jessica Lautz is the Deputy Chief Economist and Vice President of Research at the National Association of REALTORS®. She has been with NAR since 2007.

The core of her research focuses on analyzing trends for both NAR members and housing consumers. She is in demand as a speaker and by major media outlets to provide commentary on the real estate market. She has testified before Congress on behalf of NAR.

She also volunteers at Nottingham Trent University as an industry fellow mentoring real estate graduate students, is a committee chair at the National Association of Business Economics, bakes birthday cakes for underserved youth with Cake4Kids, and sits on the board of the Food Recovery Network.
Dr. Lautz has been recognized by Housing Wire's Women of Influence and RISMedia's Newsmaker award.

Jessica received her Doctorate of Real Estate from Nottingham Trent University in the United Kingdom. She also holds a Master's in Public Policy from American University and undergraduate degrees in Political Science and Law and Justice from Central Washington University.

Quiz on Recent Real Property Cases
https://fl.oldrepublictitle.com/poll

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Description

A review of 2025 Florida real estate cases presented in a True/False quiz format. The presentation will highlight cases of interest and will include a brief discussion of the court ruling and the impact of the case in a Florida real estate law practice. The materials will include copies of the cases reviewed.

  • Receive case summaries, including citations, that provide current information on topics related to the practice of real property law in convenient course materials.
  • Interesting true/false quiz format with answers that explain the reasoning behind the court decision.
  • Highlights of key cases from the past year, including updates, that all real property attorneys need to know.

Presenter(s)

  Kara Scott

   Legal Education Attorney, Old Republic Title

   View Biography 

Kara Scott, an attorney in Old Republic Title’s Education Department, presents on a variety of topics in addition to co-teaching New Agent Training, Paraprofessional Training and Commercial Training.  Additionally, Kara travels throughout Florida, speaking on various real estate law topics to Realtor associations, bar associations, real estate councils and others. Prior to joining the Education Department in 2023, Kara was a Senior Associate in a Sarasota law firm, with a practice focused on residential and commercial real estate transactions, business law, land use and estate administration. Kara is a graduate of Rhode Island College and New England School of Law and practiced law in Rhode Island for 24 years before moving to Florida in 2019. Kara is a member of FLTA’s Education Committee, The Florida Bar’s RPPTL section and its Title Issues & Standards Committee.

  John “Jay” St. Lawrence

   Regulatory Compliance Counsel, Old Republic Title

   View Biography 

John B. “Jay” St. Lawrence is Regulatory Compliance Counsel. He earned degrees in journalism and law at the University of Florida and was admitted to the Florida Bar in 1995. Prior to coming to The Fund and Old Republic, Jay practiced bankruptcy and real estate law. He is a member of the Florida Bar’s Real Property, Probate & Trust Law Section and has been admitted to all Florida Federal District Courts.  He joined The Fund in 2004 as claims counsel and now works with the Education Department, where he has created and taught programs on topics including FinCEN, RESPA, cyber security, private lending after Dodd-Frank and Homestead. In addition to his duties as Regulatory Compliance Counsel, Jay co-teaches New Agent Training and Commercial Training courses and edits the Title Notes chapter on bankruptcy.

Assembly Live Online 
Resumes Tomorrow at 9:00 AM

Missed a session? Don’t worry.
Sessions will be recorded and available to watch on-demand in June. 
You'll be notified via email when they are ready to watch. 

Florida DFS - No credit may be earned for recorded sessions per DFS rules.

As the Claims Turn: 2025 & The Demystifying of the Claims Process

Handouts

Description

A brief review of the new ORT Claims Department and the status of claims for calendar year 2025 focusing on volume, losses and trends, to be followed by a general overview of the claims process with the goal of educating attendees on the relevant policy provisions that are applied at the various stages of the claims process and the standards that are applied in their application. 

  • Informs attendees as to volume and nature of claims seen in 2025 and the associated losses.
  • Provides insight as to the application of the policy as it relates to claims administration. 
  • Provides standards to attendees to better serve their clients as it relates to the claims process.
     

Presenter(s)

  Marcelana Anthony

   FVP, Senior Claims Counsel and Regional Claims Manager, Old Republic Title

   View Biography 

Marcie joined Old Republic in May 2014 as Assistant Vice President and Claims Counsel. In October 2017, Marcie became Vice President and Southeast Region Claims Counsel and Manager.  In addition to these duties, in July 2021, Marcie became Manager for the Tampa Corporate Legal Office. In June 2025, Marcie was promoted to First Vice President, Senior Claims Counsel and Regional Claims Manager and now serves as the manager of the newly merged claims team.

Prior to her time with Old Republic, Marcie worked as Claims Counsel for another national underwriter from 2011 to 2014.  Before her work with national underwriters, Marcie worked in private practice.

Marcie is a member of the Real Property Probate & Trust Law section of The Florida Bar and the Florida Land Title Association.  Marcie serves on the Florida Land Title Association’s Claims Education Committee and as Master of Ceremonies for the FLTA’s Claims Roundtable. Since 2010, Marcie has been a member of the Pinellas County Chapter of the Florida Association for Women Lawyers, serving as its President in 2015 and 2016.  Marcie is a 2013 recipient of the Florida Association for Women Lawyers’ “Leaders in the Law” award.

Marcie earned her Juris Doctor from Stetson University College of Law and her Bachelor’s Degree from Allegheny College, magna cum laude.    

  Chezare Palacios

   Claims Counsel, Old Republic Title

   View Biography 

Chezare Palacios is Claims Counsel for Old Republic. He earned his Bachelor of Science Degree in Civil Engineering from Florida Atlantic University in 2012 and his Juris Doctor with Honors from the University of Florida Levin College of Law in 2016.  Prior to joining Old Republic, Chezare was in private practice as a litigation attorney in the areas of title curative, property and contract disputes.  He also served as in-house Claims Counsel for a national title insurance underwriter.  He is licensed to practice in the states of Florida and New York.   

  George Perez

   VP, Senior Claims Counsel, Old Republic Title

   View Biography 

George Perez currently serves as Senior Claims Counsel for Old Republic’s Southeast Claims Group of the Corporate Legal Department.  He graduated from the University of Central Florida and Brooklyn Law School and has almost 20 years of in-house claims experience.  Prior to his in-house career, the, Mr. Perez was in private practice where he was involved in transactional real estate for both residential and commercial properties; , as well as representing institutional lenders.  He was also a real estate and title insurance litigator representing several title insurance underwriters.  During his years of private practice, Mr. Perez was also involved in estate planning/probate and trust administration as well as business law.  He has taught in Valencia College’s ABA. accredited paralegal studies program in addition to being a regular speaker at various company conferences and seminars.  He is a member of The Florida Bar.

Title Teasers 2026
https://fl.oldrepublictitle.com/poll

Handouts

Description

This interactive session features questions about unusual title problems, and answers provided by a panel of experts and supported by Title Notes, Florida case law and statutes. Moderated by Old Republic Underwriting Counsel.

  • Licensed title insurance agents and others frequently encounter factual circumstances requiring a determination of insurability requirements.
  • Highlight various areas found in Florida’s statutory law, Florida case law and Title Notes.
  • Enhance an agent’s ability to perform title examinations and issue title insurance.

Presenter(s)

  Caleb Hinton

   Senior Underwriting Counsel, Old Republic Title

   View Biography 

Caleb Hinton is a Senior Underwriting Counsel based in Orlando.  Caleb obtained his Bachelor of Science in Criminology and his Juris Doctor from Florida State University.  In 2023, Caleb became a Board-Certified Real Estate attorney through The Florida Bar.  Prior to joining Old Republic, Caleb’s real estate practice focused primarily on commercial leasing and commercial land transactions including acquisitions, development, and sales.

  Scott Jackson

   Underwriting Counsel, Old Republic Title

   View Biography 

Scott Jackson earned his M.L.S. degree from Florida State University and his J.D. degree from the University of Miami in 2002.

Scott immediately began working in the title industry, first with American Pioneer Title Insurance Company handling both underwriting and claims, before moving to Attorneys’ Title Insurance Fund in 2004, now Old Republic Title.

Scott is an active member of the Real Property, Probate & Trust Law Section of The Florida Bar and frequently represents Old Republic at PRIA regional meetings.

  Amber Ashton

   Florida State Counsel, Old Republic Title

   View Biography 

Amber Elizabeth Ashton joined Old Republic Title’s Underwriting and Education Teams in May 2019. Amber spent the first thirteen years of her career working in private practice for law firms as a real estate litigator.  Amber’s practice primarily involved resolving title issues, complex and high-risk foreclosure actions, eminent domain litigation, quiet title litigation, and business litigation in state and federal court.  Amber also has extensive experience litigating against homeowners’ associations and local governmental entities regarding lien rights to property post-foreclosure.  Amber served as the Special Magistrate for the City of St. Pete Beach, Florida from 2015 through 2019, for all code enforcement matters, as well as administrative appeals.  Amber received her Bachelor of Arts, double majoring in English and Art History, from Vanderbilt University. She obtained her Juris Doctor, cum laude, from Stetson University College of Law.  Amber is licensed to practice law in Florida and is a member of the Executive Council of the Real Property, Probate & Trust Law Section of The Florida Bar.  She is admitted in the U.S. District Court for the Middle District of Florida and the U.S. District Court for the Southern District of Florida. Amber holds the highest ranking an individual attorney can receive (AV-Preeminent), as designated by the Martindale-Hubbell Law Directory.

Assembly Live Online 
Resumes at 11:15 AM

Missed a session? Don’t worry.
Sessions will be recorded and available to watch on-demand in June. 
You'll be notified via email when they are ready to watch. 

Florida DFS - No credit may be earned for recorded sessions per DFS rules.

A Deal Disrupted: Scams, Loss, and Recovery

Handouts

Description

Real estate scams extend beyond misdirected funds and continue to evolve across the real estate closing process. This panel examines what happens when a scam succeeds, how losses are discovered, and the critical actions that follow. Industry leaders and experts will share practical insight on response strategies, recovery and recoupment efforts, and lessons learned from real-world incidents.

  • Hear how real estate scams unfold and where transactions are most vulnerable.
  • Learn why the first steps after a loss is discovered can determine recovery outcomes.
  • Understand how experienced professionals approach recovery, recoupment, and risk mitigation.

Presenter(s)

  Marcelana Anthony

   FVP, Senior Claims Counsel and Regional Claims Manager, Old Republic Title

   View Biography 

Marcie joined Old Republic in May 2014 as Assistant Vice President and Claims Counsel. In October 2017, Marcie became Vice President and Southeast Region Claims Counsel and Manager.  In addition to these duties, in July 2021, Marcie became Manager for the Tampa Corporate Legal Office. In June 2025, Marcie was promoted to First Vice President, Senior Claims Counsel and Regional Claims Manager and now serves as the manager of the newly merged claims team.

Prior to her time with Old Republic, Marcie worked as Claims Counsel for another national underwriter from 2011 to 2014.  Before her work with national underwriters, Marcie worked in private practice.

Marcie is a member of the Real Property Probate & Trust Law section of The Florida Bar and the Florida Land Title Association.  Marcie serves on the Florida Land Title Association’s Claims Education Committee and as Master of Ceremonies for the FLTA’s Claims Roundtable. Since 2010, Marcie has been a member of the Pinellas County Chapter of the Florida Association for Women Lawyers, serving as its President in 2015 and 2016.  Marcie is a 2013 recipient of the Florida Association for Women Lawyers’ “Leaders in the Law” award.

Marcie earned her Juris Doctor from Stetson University College of Law and her Bachelor’s Degree from Allegheny College, magna cum laude.    

  Thomas Cronkright II

   Co-Founder and Executive Chairman/CEO, CertifID

   View Biography 

Tom Cronkright is the Executive Chairman of CertifID, a technology platform designed to safeguard electronic payments from fraud.  He co-founded the company in response to a wire fraud he experienced and the rising instances of real estate wire fraud. He also serves as the CEO of Sun Title, a leading title agency in Michigan. Tom is a licensed attorney, real estate broker, title insurance producer and nationally recognized expert on cybersecurity and wire fraud. 

  Douglas Pollock

   President, IDSnetwork, Inc.

   View Biography 

Douglas F. Pollock, President and founder of IDSnetwork, Inc., has more than 40 years of experience in conducting investigations into white-collar crimes, including: cyber-crimes, employee theft, title agent and attorney defalcations, real estate and mortgage fraud, Ponzi schemes and advanced fee schemes.

Mr. Pollock received a Bachelor of Science degree in Criminology from Florida State University in 1973 and has been actively involved in the investigation of white-collar crimes throughout the United States and Latin America. The Association of Certified Fraud Examiners awarded Mr. Pollock the designation of Certified Fraud Examiner in 1996.

Mr. Pollock was formerly a contract instructor for the US Treasury Department, Federal Law Enforcement Training Center, Financial Fraud Institute and the Miami Dade Metropolitan Police Academy for more than twelve years and has provided both professional consulting services and expert witness testimony on behalf of several state and federal agencies.

Since 2014, Mr. Pollock has focused his investigations in the areas of cyber-crimes including business email compromise schemes, seller imposter fraud and wire fraud.

One Contract, Two Perspectives: A Practical Look at Avoiding FR/BAR Traps and Navigating Disputes & Interpleader

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Description

A panel discussion on the Florida Realtors – Florida Attorneys Residential Contract, including recent changes, pitfalls, and disputes. The panelists include a Florida Real Estate Broker and a Florida Real Estate Attorney.

  • There will be a discussion of recent changes to the FR/BAR contract form.
  • To learn about pitfalls in the contract that can be avoided. 
  • To learn the mechanics of addressing disputes among parties to the contract.

Presenter(s)

  Colleen Coffield Sachs

   Florida Senior State Counsel, Old Republic Title

   View Biography 

Colleen Coffield Sachs is Florida Senior State Counsel for Old Republic Title. She received a B.A. in both Political Science and English and a J.D. from the University of Mississippi. Before becoming an underwriter, Colleen was in private practice. After practicing for several years in New Orleans, Louisiana, Colleen returned to her home state of Florida, where her practice emphasized real estate, land use, and development law. Colleen is an active member of the Florida Bar Real Property, Probate & Trust Law Section. She is a former chair of the Florida Bar Continuing Education Committee, current Chair of the Real Property, Probate & Trust Law Section Disaster and Emergency Readiness and Preparedness Committee, and a current member of the Florida Realtor-Attorney Joint Committee, where she co-chairs the contract subcommittee. She is a frequent speaker on real property topics, including land use, leasing, commercial real estate, and real estate financing. 

  Patti Moser

   Owner / Broker / Manager, Horizon Realty of Alachua, Inc. and Alachua Title Services, LLC

   View Biography 

Patti Moser is the Owner/Broker of Horizon Realty of Alachua, Inc. since 1980 and Owner/Manager of Alachua Title Services, LLC since 2000. She is an alumna of the University of Florida. Patti has been involved in many leadership roles with the Gainesville-Alachua County Association of Realtors including past President and Stellar MLS Director, as well as the Professional Standards Chair and Mediator. Patti has Chaired the Realtor-Attorney Joint Committee, is a long-time member of the Florida Realtors/Florida BAR (FR/BAR) subcommittee, a Key Contact, and an Instructor for Professional Standards and the FR/BAR Contract. Patti has served as a Federal Political Coordinator with the National Association of Realtors since 2012. She has held roles in the title industry as well, including FLTA Government Affairs Committee Chair, FLTA Board of Directors, ALTA Congressional Liaison, ALTA Congressional Liaison Committee, TIPAC Committee, and ALTA Title Action Network Committee. Patti enjoys spending time on her farm with her husband Jeff, working outdoors in her orchard and vegetable garden, playing with their two grandchildren as well as cheering on the Green Bay Packers and the Florida Gators. 

  Kristen King Jaiven, Esq.

   Attorney, Nishad Khan P.L.

   View Biography 

Kristen King Jaiven, Esq., is an attorney at Nishad Khan P.L. and focuses her practice on the representation of small businesses, including real estate brokerages and other related business ventures. Kristen has experience in DBPR investigations, Board of Realtor complaints, and brokerage compliance matters. She also assists with corporate operations and implementing robust marketing plans for various types of business ventures. Kristen currently represents the 4th Appellate District on the Florida Realtor-Attorney Joint Committee and serves as Co-Chair of the Real Property, Probate, and Trust Law Section’s (RPPTL) Residential Real Estate and Industry Liaison Committee.

Kristen holds a J.D. from St. Thomas University School of Law with a Certificate in Environmental Justice and has an L.L.M. in Environmental Law from Vermont Law School with a Certificate in Food and Agriculture Law.

Assembly Live Online 
Resumes at 2:25 PM

Missed a session? Don’t worry.
Sessions will be recorded and available to watch on-demand in June. 
You'll be notified via email when they are ready to watch. 

Florida DFS - No credit may be earned for recorded sessions per DFS rules.

Title Talk: Legislative and Regulatory Update

Handouts

Description

Explore recent legislative and regulatory changes that impact your title business.  Shannon Widman facilitates discussion with Deputy General Counsel Ted Conner and Regulatory Counsel Jim Russick, as they share their perspectives on relevant bills that passed this session and what that could mean to you.

Learn:

  • Which bills you should know about before they take effect.
  • What this year’s priorities are for state regulators. 
  • How to prepare for the impact on your business and your customers.

Attend this session to stay informed and ahead of the curve (and your competitors) on the latest legislative and regulatory matters.

Presenter(s)

  Shannon Widman

   FVP, Legislative Counsel, Old Republic Title

   View Biography 

Shannon Widman earned her B.S. degree in Political Science at Syracuse University and J.D. Degree from University of Miami School of Law. 

As Legislative Counsel for Old Republic Title, Shannon is responsible for leading advocacy efforts on behalf of the company and its agents nationwide, with special focus on the state of Florida. Shannon takes an active role in the industry’s leading associations, including the Florida Land Title Association (FLTA), the American Land Title Association (ALTA), and the Real Property, Probate and Trust Law (RPPTL) Section of The Florida Bar where she currently serves on the Executive Council and as Co-Vice Chair of the Title Insurance Industry Liaison Committee. 

Prior to corporate work, Shannon was in private practice for 24 years, specializing in real estate transactions, commercial loan transactions and real estate development on Florida’s Emerald Coast and 30A corridor.  

  Ted Conner

   Sr. Vice President, Deputy General Counsel, Old Republic Title

   View Biography 

Ted Conner is Senior Vice President, Old Republic National Title Insurance Company and Deputy General Counsel of Old Republic National Title Holding Company. Ted’s responsibilities include managing Old Republic Title’s Regulatory Department in the Corporate Legal Division. Ted earned a B.S. degree in business administration with a major in real estate from the University of Florida and a J.D. degree from the University of Florida College of Law. He is also a Florida board certified real estate lawyer. Ted has authored chapters in Florida Real Property Title Examination and Insurance and Florida Real Property Sales Transactions (Fla.CLE).  Ted serves on the NAIC Liaison Committee of the American Land Title Association. He is also serving as vice-chair of the governing board of Port Tampa Bay. 

  James Russick

   VP, Southeast Regional Counsel, Old Republic Title

   View Biography 

James Russick is Vice President, Southeast Regional Counsel, for Old Republic National Title Insurance Company.  Jim has been a title insurance underwriter for over 40 years and has also been deeply involved with legislative and regulatory matters impacting real property and title insurance in Florida for decades. 

Jim is Board Certified by the Florida Bar in Real Estate and serves on multiple substantive committees of the Executive Council for the Real Property, Probate, and Trust Law Section.  Jim has served on the Title Insurance Forms Committee of the American Land Title Association since 2003 and chairs the Existing Forms and the Commitment Subcommittees.  

Jim is a Past President of the Florida Land Title Association and a Fellow in both the American College of Real Estate Attorneys and The American College of Mortgage Attorneys.  He is a retired United States Air Force Reserve Judge Advocate.  

Easements Made Easy

Handouts

Description

Learn everything you need to know about easements and more:

  • Understand the many different types of easements, how they are created, and how they can be terminated or extinguished.
  • Learn to identify specific—and sometimes tricky—easement issues, and how to properly except an easement from coverage. 
  • Explore the downstream costs of missed easements and gain insight into how difficult and complex easement litigation and valuation can be.

Presenter(s)

  Chris Smart

   Shareholder, Carlton Fields

   View Biography 

For more than 20 years, Chris Smart has tried real estate, title insurance, and consumer finance cases on behalf of national title insurance companies, mortgage lenders, and real estate owners, developers, and investors. He has handled high-profile litigation involving title insurance coverage, closing protection letter claims, title agent defalcations, and insurance bad faith claims. He has also tried lender liability, consumer protection, loan servicing, and mortgage foreclosure cases and defended real property developers. Chris’ trials have involved litigation over the sale of real property, the authority to sell real property, a buyer’s status as a bona fide purchaser for value, condominium developments, restrictive covenants, easements, and Florida’s Marketable Record Title Act. Recently, Chris led a team in a two-week jury trial defending against the plaintiffs’ claims for damages and punitive damages based on a negligence cause of action against a title insurer, which resulted in a favorable settlement for the client prior to closing arguments.

 As a complement to his substantial trial experience, Chris also has a comprehensive understanding of the real estate industry and title to real property, and serves as an expert witness on Florida’s real estate industry practices and customs. He is the current chair of the Real Property, Probate, and Trust Law Section of the Florida Bar’s Title Insurance and Title Insurance Industry Liaison Committee and the former longtime chair and continuing active member of the Title Issues and Standards Committee. He also works with the section to promote legislation necessary for and helpful to Florida’s real estate industry. 

Chris is the 2023 recipient of the John Arthur Jones Annual Service Award, awarded by the Real Property, Probate, and Trust Law Section for his dedicated and outstanding service to the section. He is also an active member of the Florida Bar’s Civil Rules Committee, a former member of the Code and Rules of Evidence Committee, and a fellow of the American College of Real Estate Lawyers.

Assembly Live Online 
Resumes at 4:30 PM

Missed a session? Don’t worry. 
Sessions will be recorded and available to watch on-demand in June. 
You'll be notified via email when they are ready to watch. 

Florida DFS - No credit may be earned for recorded sessions per DFS rules.

Trusts: Simplifying the Approach to Closing

Handouts

Description

Call it death law for the dirt lawyer, this program is geared toward closing attorneys and licensed title agents looking for the most straightforward path to closing and insuring title in transactions involving a sale, mortgage, or purchase by the trustee of a trust. This program will touch on differentiating a Ch. 736 trust from a land trust or a qualified plan; explain how requirements differ for a revocable trust versus an irrevocable trust in homestead transactions; and discuss the proper use of a certification of trust with a major emphasis on relying on the language of the vesting deed if it includes homestead waiver by deed language or trust powers or both. Attendees will be provided with a quick-reference practice tool for their future transactions.

  • Program will demystify trusts in the closing process.
  • Homestead concerns will be highlighted.
  • Attendees will receive a practice tool.

Presenter(s)

  Rebecca Wood

   Senior Underwriting Counsel, Old Republic Title

   View Biography 

Rebecca Wood is a Senior Underwriting Counsel at Old Republic Title, having originally joined The Fund in 2014. She is a 2010 graduate of the University of Florida’s Levin College of a Law, and a 1988 graduate of King College. She became a Board-Certified Specialist in Real Estate Law in 2018. Rebecca is on the RPPTL Section’s Executive Counsel and is the immediate past Chair of the Florida Bar’s Real Estate Certification Committee. Rebecca is a contributing author to the Florida Real Property Title Examination and Insurance book, as well as being active with her local bar association. 

Assembly Live Online 
Resumes Tomorrow at 9:00 AM

Missed a session? Don’t worry.
Sessions will be recorded and available to watch on-demand in June. 
You'll be notified via email when they are ready to watch. 

Florida DFS - No credit may be earned for recorded sessions per DFS rules.

Mortgage Modifications - Ratings and Other Considerations

Handouts

Description

This presentation will cover the issuance of a loan title policy when mortgage terms are modified and how to apply the title insurance premium rates.  Participants will learn how to identify key changes to loan terms that affect the rating process.

  • Learn how terms of a mortgage can be modified.
  • Review the rules and regulations governing title insurance premium rating.
  • Learn to identify key changes to loan terms that affect title insurance rates.
  • Learn basic premium rating techniques for mortgage modifications.

Presenter(s)

  John Brown

   Senior Underwriting Counsel - Commercial, Old Republic Title

   View Biography 

John Brown is a Florida Bar board-certified lawyer in real property and a member of both the Florida and Kentucky Bars. He earned his Juris Doctor from Salmon P. Chase College of Law at Northern Kentucky University. Prior to becoming an underwriter, Mr. Brown represented national retailers in purchase contract negotiations, leasing, site evaluation, engineering, permitting, land use, environmental evaluation and compliance, survey review, title and closing. He has represented private and public companies negotiating the terms of operational and construction financing. He has represented governmental entities through closing on multiple land parcel exchanges and during the issuance of municipal bonds for utility financing. His practice also included structuring and consummating 1031 exchanges, joint development projects, cellular tower site evaluation and closings, hotel project development and closings and a variety of commercial due diligence efforts.

Mr. Brown is a member of the Real Property Probate and Trust Section of the Florida Bar, CREW Tampa Bay and a board member of the Gulf Coast Builders Exchange.

Engaging with Endorsements

Handouts

Description

Discussion of common endorsements, including the ALTA 9, Construction Loan Update, Future Advance, and Form E.

  • Learn which endorsements to use to tailor the policy to fit the specific transaction needs of the insured.
  • Obtain insight into the use of the ALTA  9 even when challenges arise.
  • Gain better understanding of construction loan updates and future advances as they relate to endorsements.

Presenter(s)

  Megan Crandall Solomon

   Underwriting Counsel, Old Republic Title

   View Biography 

Megan Crandall Solomon joined the Company in 2017.  Prior to joining the Underwriting team, she was Senior Claims Counsel. In 2025, Megan became a Board-Certified Real Estate attorney through The Florida Bar.  She earned her law degree from Nova Southeastern University in 2009 after having received a bachelor’s degree with honors in Criminal Justice with a minor in Interpersonal Communications from the University of Central Florida in 2006. 

Prior to working with the Company, she practiced as an attorney focusing on real estate, bankruptcy, title disputes, code enforcement matters, and lien foreclosures in federal and state actions throughout the state of Florida.  She was also involved with achieving title claims resolutions and curative measures for lending institutions.

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Take the Survey

We truly appreciate your participation and continued support of Old Republic Title. 
See you next year, May 13-15, 2027!


Missed a session? Don’t worry.
Sessions will be recorded and available to watch on-demand in June. 
You'll be notified via email when they are ready to watch. 

Florida DFS - No credit may be earned for recorded sessions per DFS rules.