FinCEN

Financial Crimes Enforcement Network

Resources > FinCEN Reporting

FinCEN Reporting 

FinCEN is a regulatory body that collects and maintains financial transactions data, analyzes and disseminates this data for law enforcement purposes, and fosters global cooperation with counterpart organizations and international bodies. The core concept behind FinCEN's activities is "follow the money," focusing on criminals' financial gain motives and their financial trails. 

A new Residential Real Estate Reporting Rule is planned to go into effect on December 1, 2025. This rule, which, like the GTOs, is intended to target money laundering activities, will cover all U.S. states and territories, has no price threshold, and is expanded to cover purchases by trusts and non-profit entities, most gifts, and vacant lands “designed principally for occupancy by 1-4 families.” FinCEN estimates it will require 2-2.75 hours to fill out each 111-field form under the new rule. 


Get Ready for the New Rule Now!



On-Demand Training

  • FinCEN Reporting: BSA E-Filing Account Setup - Watch Now

    Members filing Currency Transaction Reports (CTR) must first be granted access to FinCEN's E-Filing portal. Setting up a new account is explained in this recording. The CTR filing process is explained in another video: How to Complete a Currency Transaction Report. BSA E-Filing Account Setup BSA E-Filing Website Overview Become A BSA E-Filer

  • FinCEN Reporting: How to Complete a Currency Transaction Report - Watch Now

    Members filing Currency Transaction Reports (CTR) to comply with the mandate of a Geographic Targeting Order will find that process demonstrated and explained in this recording. The ALTA FinCEN Data Collection Form is a useful tool to determine a covered transaction and to collect information for reporting purposes. Learn how to setup a new E-Filing Account. How to Complete a CTR BSA E-Filing Website Overview Become A BSA E-Filer

Questions

Send us your questions and we will get back to you as soon as we can. Help us learn about the issues you are encountering in your practices, which in turn guides how we can best support you.

Email: FinCENinfo@TheFund.com


News & Alerts

FinCEN Rule Faces Challenges
6/03/2025

Don’t get too excited. The rule still goes into effect December 1, 2025 and there has been no concrete change to this date or to the substantive provisions of the rule. But three lawsuits have been filed challenging the rule on similar grounds, primarily constitutionally based.


Real Estate Apr 2025 – Old Republic National Title Insurance Company
4/15/2025

A new Geographic Targeting Order (GTO) has been issued effective April 15, 2025 and ending on October 9, 2025.


 FinCEN GTO Applies to 11 Counties
5/1/2024

All Fund Members are required to comply with the terms of the current Geographic Targeting Ord...


Get Ready for the Expanded FinCEN GTO
11/29/2023

Join us for a discussion about FinCEN’s expanded Geographic Targeting Order that now includes Hi...


FinCEN Compliance: E-Filing Currency Transaction Reports
2/1/2022

Fund Members responsible for filing CTRs are now required to use the BSA E-Filing System, an interactive website portal maintained by FinCEN.