General Counsel Blog

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  02/27/2015

  Legislation and its Impact on the Real Estate Industry

  On March 2nd, when the Legislature reconvenes, two new bills may be passed that affect Florida real estate. In this short video, I address the prospective new legislation as well as the ways in which we at The Fund support our elected officials.

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  02/20/2015

  Communication and the New Closing Disclosure

  Dear Member, On February 17, 2015, Norwood Gay, Bob Rohan and I attended a forum in Miami sponsored by the American Land Title Association and the Mortgage Bankers Association. The forum was a day long exploration of various topics related to the new CFPB rules governing residential mortgage loan transactions. The presenters were twenty six professionals that included lenders, title attorneys, CFPB staff, real estate brokers and builders. I will be sharing what we learned at the forum over the next several months, but first I want to focus on one important topic today: Communication.

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  02/12/2015

  New Ways to Disclose Title Insurance Premiums

  Many of us at The Fund have been working diligently to uncover all the changes that are taking place with the new CFPB rules set to take effect August 1st. In this short video, Melissa J Murphy discusses what those changes are and what’s being done for the Florida real estate industry to prepare for August 1st.

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  02/03/2015

  Information on Lender Vetting

  As you know there are many changes happening because of the rules promulgated by the CFPB. Lenders across the country are now on the hook for all parts of the mortgage process, and many of them are personally vetting everyone they work with. You need to be aware of your responsibilities and how this will affect the lenders you work with. Melissa Murphy addresses members concerns’ in this short video.

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  01/30/2015

  Getting Familiar with the New Closing Disclosure

  Now is the time to get familiar with the new Closing Disclosure rules.

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  01/01/2015

  New Regulation Z: It's Not All About the Form!

  Fund Concept Article By Melissa Jay Murphy, Fund Sr. Vice President, General Counsel