General Session

Breakout Session

Residential Session

Commercial Session

 

Description

A panel of The Fund’s Senior Commercial Underwriters conducts an in-depth review of common issues that arise in advancing new money or modifying loans secured by existing mortgages, with guidance on using the statutory Notice of Future Advance, issues relating to the loss of priority of the mortgage, distinguishing novations, and rating future advances and modifications.

Presenter(s)

Clifford Rainey

Associate Underwriting Manager

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Prior to entering the field of title insurance, Mr. Rainey was associated with two law firms in Tallahassee. His practice included a wide array of matters relating to the representation of banks. He also has experience in litigation, most recently as a title litigation attorney with two large firms whose practice largely relates to foreclosures and the representation of lenders.


Mr. Rainey has a B.S. in Finance and J.D. from Florida State University. He is admitted to the Florida Bar and the Georgia Bar. Mr. Rainey has presented for the Board Certification Review courses on the topics of Homestead and the Marketable Record Title Act.

Jacqueline Marzan

Associate Commercial Transactions Manager

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Prior to joining The Fund, Ms. Marzan practiced in the areas of finance and real estate, having worked on numerous commercial transactions throughout Florida. She gained multi-jurisdictional experience while working with a prestigious national law firm.

While in private practice, Ms. Marzan advised numerous property owners’ associations as general in-house counsel and provided continuing education to community association managers.  She is also authorized by the State of Florida, Department of Business and Professional Regulation, Division of Florida Condominiums, Timeshares and Mobile Homes to provide certification courses to community associations.

John Brown

Senior Underwriting Counsel, Commercial Services

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Prior to joining the Fund, Mr. Brown represented national retailers in purchase contract negotiations, leasing, site evaluation, engineering, permitting, land use, environmental evaluation and compliance, survey review and title. He has represented private and public companies negotiating the terms of operational and construction financing and was involved with issuance of municipal bonds for utility financing.  His practice included structuring and consummating 1031 exchanges, joint development projects, cellular tower site evaluation and closings and hotel project development.  

 
Mr. Brown is a member of the Florida Bar’s Real Property, Probate & and Trust Law Section, CREW Tampa Bay, Gulf Coast Builders Exchange and the International Council of Shopping Centers.
 

Mishele Schutz

Senior Underwriting Counsel, Commercial Services

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She graduated from the University of Massachusetts-Amherst with a Bachelor of Science in Legal Studies, and received her law degree from the Antioch School of Law in Washington, DC.


Prior to joining The Fund, Ms. Schutz owned and managed her own title insurance agency where she conducted closings and provided title agency services for commercial, residential, and utility power line easement transactions throughout Florida. She is experienced in issues involving commercial real estate, bankruptcy, 1031 exchanges, and lien resolution.

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