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Information Center > Digital Closings > Frequently Asked Questions > RON Procedures > 1. What if the loan documents prepared by the mortgage lender do not have the new notarial certifica

1. What if the loan documents prepared by the mortgage lender do not have the new notarial certifica

Answer:  Coordinate with the lender as you would if the certificate lacked the name of a spouse needing to sign to satisfy Florida’s homestead joinder requirements.  They may send you a revised document, allow you to handwrite the change, or agree with your suggestion to add a separate notarial certificate page you will prepare and attach.  Do not insure a transaction lacking a valid certificate without first discussing it with Fund underwriting counsel.


Answer:  Coordinate with the lender as you would if the certificate lacked the name of a spouse needing to sign to satisfy Florida’s homestead joinder requirements.  They may send you a revised document, allow you to handwrite the change, or agree with your suggestion to add a separate notarial certificate page you will prepare and attach.  Do not insure a transaction lacking a valid certificate without first discussing it with Fund underwriting counsel.