Information Center

 

CFPB Information

Review information and resources regarding CFPB rules and regulations.

Established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, CFPB is charged with overseeing the Federal financial laws that specifically protect consumers.

The Bureau is tasked with making sure people understand the fine print that explains the risks involved in using these services, and ensuring the banks, credit unions, and other financial companies that provide them play by the rules.


Bank Communications Chart

Bank Communications Chart

Reference CFPB related bank announcements.  Download


Bank Communications Chart

TRID Quick Start - TRID is implemented, are you ready?

Use this TRID Readiness Quick Guide to assess your readiness and as a to-do list to complete any last minute preparations.  Download Now


 

On-Demand Training Library Webinars

Video – Tell Me More: Closing Disclosures Explained - Watch Now

Residential real estate transactions are typically funded, in part, by a federally related mortgage loan.  Included among the many loan documents is the TILA-RESPA Integrated Disclosure rule’s Closing Disclosure (CD) form.  Required since 2015, the CD...


Video – Navigating the Closing Disclosure Form - Watch Now

This three-hour offering provides an in-depth review of the new forms and the rules which apply.How a sample transaction is represented on the new form using a residential real estate sales contract, closing instructions, invoices, and Florida’s promulgated...


Video – CFPB’s Notice of Proposed Rulemaking/ALTA Best Practices Framework Revisions - Watch Now

Learn about the CFPB’S Notice of Proposed Rulemaking issued on July 29, 2016 which proposes changes and clarifications to TRID. ALTA’s Best Practices revisions are also discussed. 2017 TRID Rule Amendments .pdf2017 TILA-RESPA Rule .pdf


Video – TRID & DoubleTime Tips, Tricks & FAQs - Watch Now

The Fund's CFPB Hotline team discusses updates, industry news, and other information The Fund has gathered about the recent TRID changes. The 1-hour webinar will answer Members' most pressing questions regarding the new process.This webinar is specially...


Video – TRID Issues & Questions Facing Members Today - Watch Now

The Fund's CFPB Hotline team discusses updates, industry news, and other information The Fund has gathered about the recent TRID changes. The 2-hour webinar will answer Members' most pressing questions regarding the new process.CFPB FAQs .pdfPrevious TRID...


Video – Rating Title Insurance: The TRID Way - Watch Now

Under the TILA-RESPA Integrated Disclosure (TRID) rules that became effective Oct. 3, 2015, title insurance premiums as shown on the Loan Estimate and Closing Disclosure will be displayed in a way different than Florida law. Although your closing software, including...


Video – It's Not Just a Form: The Closing Disclosure and Form Process - Watch Now

The seminar will review the new Closing Disclosure forms in depth including the seller specific form which is the sole responsibility of settlement agents to prepare, as well as the model refinance form.Attendees will be walked-through sample transactions which...


Helpful Links

CFPB Questions?

Email questions to legaled@thefund.com. If your question can help others, we'll add it to our CFPB FAQs page.

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News & Alerts

TRID Rules: Lenders List
8/21/2015

Do you want to be on the list of settlement agents given to borrowers by the lender?

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CFPB Bank Communications Chart

CFPB Bank Communications Chart

National and Regional Lenders' Communications Chart. This chart summarizes CFPB announcements from Bank of America, Chase, Citi, SunTrust, Wells Fargo and others.

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Regions Mortgage TRID Tracker

Regions Mortgage TRID Tracker

As you know, the new Truth-in-Lending/RESPA Integrated Disclosures (TRID) will soon be required for all closed-end Residential Mortgage and Home Equity loan applications. The new Closing Disclosure will require Regions and approved settlement agents to collaborate, more closely than ever, in order to finalize and confirm all fees prior to Regions delivering the form to the borrower at least three days prior to closing.

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Questions About TRID Rules
7/20/2015

DoubleTime, ALTA, and a New Information Center

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Bank of America - CFPB’s TILA-RESPA Integrated Mortgage Disclosures (TRID) Rule – Proposed Effective

Bank of America - CFPB’s TILA-RESPA Integrated Mortgage Disclosures (TRID) Rule – Proposed Effective

The Consumer Financial Protection Bureau issued a proposed amendment to the TILA-RESPA Integrated Mortgage Disclosures (TRID) rule; the amendment proposes moving the effective date to October 3, 2015. Bank of America continues to finalize preparations for TRID implementation and will comply on the new effective date.

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