CFPB Information
Review information and resources regarding CFPB rules and regulations.
Established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, CFPB is charged with overseeing the Federal financial laws that specifically protect consumers.
The Bureau is tasked with making sure people understand the fine print that explains the risks involved in using these services, and ensuring the banks, credit unions, and other financial companies that provide them play by the rules.
On-Demand Training Library Webinars
Helpful Links
CFPB Questions?
Email questions to legaled@thefund.com. If your question can help others, we'll add it to our CFPB FAQs page.
News & Alerts
Wells Fargo Settlement Communication
In the September 24 issue of our settlement agent communication, Wells Fargo announced that we would control the generation and delivery of the borrower Closing Disclosure (CD) to meet internal compliance and regulator expectations when the new CD becomes effective in August 2015.
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Chase Bank - Closing Disclosure
This note is to inform you of Chase's ongoing preparations for the CFPB's Integrated Disclosure requirements under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) rule, which are scheduled to go into effect for those mortgage loan transactions for which Chase receives an application on or after August 1, 2015.
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Citi RESPA/TILA Harmonization
As many of you know, 2015 is a year of tremendous change as a result of the Consumer Financial Protection Bureau’s (the “CFPB”) Final Rule (the “Rule”) that will go into effect with new loans originated August 1, 2015 and after.
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