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Reinsurance

If you are faced with a situation where a policy is written above The Fund's current retention limit, the portion in excess of the limit is reinsured by The Fund free of additional cost to you. Moreover, if you request that we reinsure with a specific underwriter, we coordinate that for you with the underwriter and obtain confirmation of reinsurance within 24 hours.

For more information regarding reinsurance, contact Underwriting in the Legal Department, or call (800) 432-9594.

1/21/2005

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